Section 609 Credit Repair Overview : Does it Really Work?

There’s nothing worse than doing almost everything right with your finances – getting your hands on credit, making your payments on time, and keeping your balance is reasonable – only to be punished severely for a handful of missteps or mistakes you may have made along the way. Credit scores are such a big part … Read moreSection 609 Credit Repair Overview : Does it Really Work?

Can You Get a VA Loan With 580 Credit Score?

The benefits that veterans of the US Armed Forces enjoy are better today than ever before, but it would be impossible for these benefits to come anywhere close to rewarding these people for their sacrifice that they made willingly for their country. If you have less than picture-perfect credit score and are wondering if you … Read moreCan You Get a VA Loan With 580 Credit Score?

How To Remove Charge Offs From Credit Report Yourself

Charge-offs have an extremely detrimental effect on your credit report. They will stay for a good tere for 7 years and are viewed negatively by future lenders. Therefore, it is of the utmost importance to deal with them as quickly and efficiently as possible. What Does It Mean When An Account Is Charged Off ? … Read moreHow To Remove Charge Offs From Credit Report Yourself

Three Major Credit Bureaus Address and Phone Numbers

The three major credit bureaus maintain credit files on nearly 90 percent of adults in the United States. An alarming number of these credit reports (79%) contain errors and could cause the denial of credit, insurance, or even employment. To maintain your financial well-being, and avoid getting bad credit score it is vital to monitor … Read moreThree Major Credit Bureaus Address and Phone Numbers

Citi Credit Limit Increase; How to Tell if Get a Hard Or Soft Pull

  In the past requesting for a Citibank credit card  limit increases can be confusing ,  you may  a soft pull and or a hard pull. While the majority of card issuers will inform you what kind of pull you will have,  Citibank has in the past  not been straightforward with their cardholders.  Since about … Read moreCiti Credit Limit Increase; How to Tell if Get a Hard Or Soft Pull

The Benefits of Having a Good Credit Score and Clean Credit Report

It’s easy to think that bad credit is no problem from the advertisements in the media. However, have you ever examined the fine print on those “easy credit” ads? You’ll discover that people with bad credit and bankruptcies are paying twice, three times, even four times the amount of interest that a person with good … Read moreThe Benefits of Having a Good Credit Score and Clean Credit Report

How to Dispute An Eviction On Credit Report and Clean Your Credit Report

Evictions are simply legal decisions of the court of law against a person who owes a debt to someone else. The creditor normally selects this instrument of judgment to sue a debtor when he has lost all other options to take the money out of him. Once a judgment has been pronounced against a person, … Read moreHow to Dispute An Eviction On Credit Report and Clean Your Credit Report

What Does Debt Consolidation Credit Score?

What is debt Consolidation? Debt consolidation also known as credit counselling is basically taking out a single loan to cover the costs of multiple loans. This allows those who are in debt to reduce their multiple payments into one lump payment in the hopes of reducing stress and making the bill more bearable. This is … Read moreWhat Does Debt Consolidation Credit Score?