Things You Need To Prepare Before Calling Chase Reconsideration Line

Hаvе you ever аррlіеd for a credit саrd online аnd didn’t instantly gеt approved?. For unknown reasons not all card issuers provide reconsideration line, for example, American Express does not provide such a line. Fortunately, if you have applied for a Chase credit card, you can contact their consideration line phone to check the status … Read moreThings You Need To Prepare Before Calling Chase Reconsideration Line

What is FACTACT Free Disclosure on Your Credit Report?

As mandated by the Federal Law, you’re entitled to get a free annual credit report from three government-sanctioned Credit Bureaus –Equifax, Transunion, and Experian. Under the law, you have the rights to request a free credit report once a year, and if you have done so, you will have the statement FACTAct Free Disclosure on … Read moreWhat is FACTACT Free Disclosure on Your Credit Report?

Chase Premier Plus Checking Account $300 Bonus: a Quick Summary

Since a while ago Chase has been offering direct deposit bonus worth $300  to new clients who open a Chase Premier Plus Checking account. The membership reward works much like Chase Total Checking which offers a $200 bonus and Chase Savings Account which offers a $150 bonus. Anyway, just in case you’re curious, you cannot … Read moreChase Premier Plus Checking Account $300 Bonus: a Quick Summary

Rebuilding FICO Credit Score With Fingerhut Credit Account: Pros and Cons

Fingerhut is an online retailer initially selling automotive stuff such as car seat covers, mechanical tools. The company was founded in 1948 by William Fingerhut and his brother Manny. Since its inceptions, the company has undergone major market repositioning, and now the company is selling various products including electronic appliances, video game, consoles, merchandise, apparel, … Read moreRebuilding FICO Credit Score With Fingerhut Credit Account: Pros and Cons

Net 30 Account : Definition, The Benefits and Tips on How to Maximize it

What is a Net 30 Account? A Net 30 account is a ѕресifiс tуре оf trаdе credit whеrе thе рауmеnt is made in full 30 dауѕ аftеr you purchase goods or services. It is not uncommon 30 account vendors оffеr a diѕсоunt to еnсоurаgе customers to make payment on their loans ahead of the due … Read moreNet 30 Account : Definition, The Benefits and Tips on How to Maximize it

8 Banks That Don’t Use ChexSystems 2018

ChexSystems may not come across as a familiar term  to many. ChexSystem works just like a FICO credit score system, so it can play a huge role in a bank-customer relationship since it serves many validation purposes. It is similar to a credit score system as it tracks financial transgressions. Unlike a credit score system, … Read more8 Banks That Don’t Use ChexSystems 2018

Chase Sapphire Preferred: Credit Score Requirement and Everything You Need to Know

Whether you like to travel for fun or business, there are various ways that you can enjoy using the Chase Sapphire Preferred Card. For instance, if you spend $4000 on purchases over the first three months after account opening, you could earn 50,000 points that translate into bonus miles worth $675 which is enough for … Read moreChase Sapphire Preferred: Credit Score Requirement and Everything You Need to Know

Difference Between Secured And Unsecured Credit Card : FAQs

Difference Between Secured And Unsecured Credit Card: FAQs Who is a secured credit card good for? Secured cards are typically used by people with poor credit that cannot qualify for an unsecured card. Do unsecured credit cards build credit?. One of the benefits people with bad credit can reap from using a secured card is … Read moreDifference Between Secured And Unsecured Credit Card : FAQs

Do Medical Bills Affect Your Credit Score?

Medical bill debt is a plague that affects millions of Americans. A recent Commonwealth Fund study shows that 41% of American adults had trouble managing their medical bill debts. Problems pile up as such debts have a major impact on credit scores or ratings. In these dire economic times, creditors are becoming stricter about credit … Read moreDo Medical Bills Affect Your Credit Score?

Collection Shield 360: Is it a Legit Credit Repair Company?

With your FICO score being such a big piece of the puzzle when it comes to modern finances, you need to make sure that you protect your credit history, your credit reputation, and your ability to utilize credit moving forward. As we all know, having an error collection on your credit report is an obstacle … Read moreCollection Shield 360: Is it a Legit Credit Repair Company?