How to check capital one credit card application status ? The to-the-point answer to the question is you need to contact their customer service. The folks at Capital One are widely regarded as some of the best in the business when it comes to offering credit cards. Not only do they have a variety of different credit cards available to pick and choose from (giving you the opportunity to find cards that offer you the most benefits depending on your spending habits and rewards you might be interested in), but they also are known to work with folks that have less than picture-perfect front as well.
There’s a reason why Capital One is so widely recommended and so highly regarded compared to many of the other credit card companies out there, after all!
Of course, like all other credit card companies, you’re going to have to go through the application process with Capital One.
For the most part, the process is simple and straightforward, and you’ll have the opportunity to use the Capital One application process online or over the phone. The entire application process shouldn’t take more than five minutes from start to finish regardless of how you fill out the application in the first place.
From there, however, two different things can happen as far as your Capital One credit card application status is concerned.
The overwhelming majority of people that apply for a credit card from Capital One are going to move through the Capital One credit card application status process with lightning like speed.
Instant approval happens for well above 50% of applicants, and if you are approved instantly you’ll receive an online notification or the folks on the phone will let you know right away.
Just how long does it take for a capital one credit card to arrive? If your application gets approved you will receive the card within 7-10 days. Your credit card has not arrived within that period of time you may contact their customer service phone number at 1-800-903-9177 . The only way to check the status of your application is by contacting Capital One customer service at the above number, since they do not provide their would-be cardholders way to check their application status online.
Delayed Approval or Declined
For some people, however, the capital one credit card application status alert isn’t going to happen instantaneously.
Again, you’ll be notified right out of the gate if there’s going to be more processing necessary for your credit card application – and then you’ll have to wait anywhere between 12 hours and 24 hours (or possibly slightly longer than that).
You can contact the Capital One phone number to reach customer service and support immediately for information about your current status between 12 and 24 hour window or beyond, and usually you’ll get an immediate response about your application. You may even have the application pushed through, speeding things up when they would have otherwise slowed down.
If you are approved, you’ll be notified directly – and if you are declined you’ll be notified within 7 to 10 business days through email as well as through the physical mail. If you are declined, you can still use the Capital One credit card application status number in the message to better understand why you were declined and what you might have to do to change their mind.