You have some good choices if you are looking for buy now pay later sites for bad credit. There are many stores which let you apply for a store credit card. But customers can also consider other options like leasing or rent to own. What you must know is that most pay later payment plans are designed for people with less than perfect credit. If you are lucky, then it is possible that there is no credit check at all. Let’s check some best sites which offer buy now pay later plans.
Best Buy Now Pay Later Sites for Bad Credit
The following are some best buy now pay later sites for bad credit that you can consider. We have listed these stores by what they offer or sell. All you need to do is to pick sites that offer the product that you need.
It is a good website for those looking for plus size clothing. Their products are available for both women and men. Buyers are also allowed to request a physical catalog for their products. As for its requirements, fair to good credit is required.
Monroe and Main
Our next choice is Monroe and Main. What do they sell? Well, it is a website which offers women’s and men’s clothing in plus and regular sizes. If you visit this website, then you can find some products such as business attire, outerwear, pants suits, and active wear. For customers who want to take advantage of the buy now pay later plan, they must apply for Monroe and Main’s credit card.
Flexshopper is one of the best buy now pay later sites for bad credit that you must consider these days. Since it has multiple departments, it means that you can find various products. Flexshopper offers everything from jewelry to furniture. We are sure that you can find your favorite product and use their buy now pay later option. Please note that you won’t be able to request a physical catalog. It is a good website that should be included on your list as it accepts customers with poor credit scores.
Fingerhut is another great website which has multiple departments. Fingerhut sells everything where customers can find various products ranging from furniture to jewelry. It is online shopping, but you can pay the bills at a physical location. You can also get a physical catalog if you fill out their form. Remember that Fingerhut runs a credit check. The good news is that it is still possible to use their buy now pay later option even if you have poor credit scores. You can check whether your application will be approved or not by visiting their official website. Find out more about Finger Hut Credit Card here
If you are still looking for a website that has multiple departments, then Gettington would be a great choice. There is no physical catalog available, but buyers can sign up for their newsletter. Gettington runs a credit check, and you can rest assured that you can use their buy now pay later option even if you have bad credit scores.
Home Shopping Network
Home Shopping Network should be included on the list too if you need a good website that offers buy now pay later payment plans. While it runs a credit check, but it seems that the company doesn’t state the credit score. Simply create an account so that you can check whether you qualify or not. Home Shopping Network doesn’t offer a physical catalog, but customers can sign up for emails about promotions and products.
Zebit Market has many departments which range from home decor, electronics, health, beauty to school supplies. What makes it better than other websites is that Zebit Market doesn’t run a credit check. You should be at least 18 if you want to apply for their credit card. In addition, they will also check your employment so that they can decide whether you qualify or not. Another good thing about Zebit Market is that there is no interest. If you sign up, you can also ensure that there are no fees.
We haven’t mentioned Bradford Exchange on our list here. It is an online store which has multiple departments specializing in personalized works. Some products include collectibles and jewelry. The company offers an installment plan. However, you must know that Bradford Exchange will only accept American Express, MasterCard, PayPal, and Visa for payments.
Country Door is an online store which specializes in selling home decor. While the company has multiple departments, but it seems that Country Decor only focuses on furniture, home decor, and seasonal accents. If you want to use their buy now pay later option, you must use their personal store credit card. It is true that the company still runs a credit check, but the good news is that the company doesn’t specify the score that you must have to qualify.
Stoneberry has multiple departments where the company sells everything from school supplies to jewelry. Please note that if you choose this online store, then you must know that it will run a credit check. Fortunately, you don’t have to worry if you have bad credit scores. It seems that the company doesn’t specify the score that you need.
The Bottom Line
We have listed some best online stores which let you use buy now pay later payment plans. Some stores may run a credit check, but you can also find other stores that don’t run a credit check. Using these stores is also a great solution for those who want to build credit. It doesn’t matter which store that you choose, make sure that you make your payments on time. Remember that late payments will inflate prices, and the worst case is that it will make you stuck in a cycle of debt. What you need to do now is to find the best buy now pay later sites for bad credit that suit you.